Quick question: What do you usually find yourself reading? News summaries, headlines, and quick bits to keep yourself updated? Or longer reads like books and articles? We’re ever more inundated with information that’s eager to capture our attention. We click because we want to stay up to speed and avoid missing out. The trouble is, […]

What if you could blink and suddenly be living the retirement of your dreams? What would that look like? Would you be relaxing by glittering waters on a warm, white sandy beach? Would you be on a new adventure in the great outdoors? Or maybe you’d be enjoying more time around your favorite stomping grounds. […]

A word about recessions. Are we still going to see one this year? Let’s discuss. Why did so many people think a recession was coming? Inflation and interest rates, primarily. Historically high inflation has cast a pall over the economy since early 2021.1 In response, the Federal Reserve has raised interest rates rapidly to bring […]

Markets have been hitting some very positive milestones lately, but are the bulls back or are we seeing another “bear market rally” that will eventually lose steam? Let’s discuss. When stocks are caught between surges and pullbacks, and we’re not entirely sure what’s going on, it’s useful to go back to the fundamentals. What bullish […]

We hope you had a fantastic start to your 2023 year. We wanted to pass along some new retirement rules for you. We will try to keep it simple. After months of debate, Congress finally passed some major changes to retirement laws at the end of 2022.1 The Setting Every Community Up for Retirement Enhancement […]

A new deal finally put the debt ceiling issue to rest (for now, anyway), and stocks are rallying. Are we on the brink of a new bull market? We might be. The S&P 500 has soared in 2023 and is up nearly 20% from its October 2022 low.1 That’s pretty surprising given the concerns about […]

Imagine there are 100 miles between you and a goal. A place you want to get to. But the land in between is chock full of canyons, crevasses, and crumbling cliffs. You have two choices of how you could get there. You could find a way on foot, sliding into ravines and trudging up switchbacks. […]

Politicians are creating more drama than Hollywood over the federal debt ceiling. Let’s recap what we know with some educated speculation about what could happen next. [Scroll down to the bottom for the nitty-gritty if you want to skip the details.] What is the debt ceiling and why is it in the headlines (again)? The […]

In a perfect world, logic would always guide our financial decisions. Emotions wouldn’t come into play. But we don’t live in a perfect world. Far from it. That means our emotions impact our financial choices more than we realize.1 Shockingly as much as 95% of our purchase choices are made subconsciously, driven by our emotions—as […]

With a volatile 2022 in the books and numerous uncertainties looming in 2023, we’d like to provide you with our annual Recap, Outlook, Risks, and Opportunities. 2022 Recap 2023 Outlook Asset Class Returns – Next 5 Years Risks Opportunities While sticking to the financial plan is rarely easy, history has shown it is the best […]