Yes, we know it’s only August; however, now is a good time to review your 2013 tax status and (if necessary) do some preliminary planning. As you know, we at Paragon Financial Advisors do not prepare taxes and we advise you to consult your tax professional to ensure any suggestions made here are applicable to […]

Those of you with whom we have discussed variable annuities know that we at Paragon Financial Advisors are not fans of variable annuities. Our basic reasoning has been that variable annuities usually have high fees (for the insurance costs in addition to fund management expenses), required holding periods to avoid significant redemption penalties, and thus […]

Retirees from large companies who have been drawing retirement checks may face a new option. Their former employer may offer to swap them a lump sum payment now in exchange for all future retirement checks. An interesting offer but one that requires very close scrutiny. First of all—why is the past employer making such and […]

The stock market is bumping up against all-time highs. The question is why. Are these legitimate levels based on fundamentals or is the excessive liquidity being pumped into the money supply simply going into stock because it’s the better (?) place now. David A. Rosenberg (Chief Economist & Strategist) at research@gluskinsheff.com had some interesting comments […]

We at Paragon Financial Advisors are not accountants and urge you to verify any items we discuss with your tax professional to determine its implications in your particular situation. We also do not believe you should “let the tax tail wag the investment dog.” That is, your investing should not be dependent solely on tax […]

In this month’s edition of Paragon Perspectives advisor, Jene Tebeaux, commentates on three articles concerning risk.  The first is risk in relation to natural disaster planning, followed by risk in the current market conditions, and lastly how to evaluate your portfolio’s risk from two points of view.   June is the beginning of hurricane season along the […]

We at Paragon Financial Advisors are not accountants and urge you to verify any items we discuss with your tax professional to determine its implications in your particular situation. We also do not believe you should “let the tax tail wag the investment dog.” That is, your investing should not be dependent solely on tax […]

That quote is well remembered in conjunction with the passage of the Affordable Health Care Act (“Obamacare”).  Well, we are finding out what is in it—and the associated (increasing) costs. Our purpose here is not to debate the passage of the bill; it’s the law of the land. What we do try to do is […]

Over this three post session I’ll venture into a topic that most of us are familiar with but probably not prepared for.  We all use technology in various ways.  Some of us are more active using online resources than others.  Have you stopped to consider what will happen to your digital assets upon your death? […]

The American Taxpayer Relief Act of 2012 extended the Bush era tax rates for most taxpayers and extended many expiring tax provisions for another year. However, it did make some permanent revisions that provide at least some clarity for future planning. One must always keep the national congressional idea of “permanent” in mind though (everything […]