How much should I own? How do I know how much death benefit is appropriate for my family? This is where working with a Financial Planner can help you accurately assess how much exactly your family would need today if you were to pass. How much of your current debts,
There are times we read things that cause us to say, as my friend puts it, “I’ll have to think on that.” Such a time occurred as I read an article in the April 28, 2014 Investment News (pg. 40) written by Mary Beth Franklin. The basic premise was that,
My parents taught me to respect my elders. As I get older, it’s getting harder and harder to find anyone more elderly than I. However, there are some advantages to ageing (other than the obvious one of a longer life span). I thought I would mention just a few in
How long can a good thing last? This summer has been quite mild in comparison to the past several Texas summers, but as many of us know, one strong high pressure system can change all of that. The stock market and Texas weather may have a few things in common.
Well, April 15th has come and gone. Following that date, many taxpayers become intimately familiar with Ms. Pelosi’s comment about having to pass Obamacare to find out what’s in it. The increased tax paid by many individuals has caused us to evaluate (again) some tax strategies for investing. We have
As the American population ages, they face the prospect of long term care expenses. Some families faced this problem with their own aged parents and are now trying to decide how to handle the possible need for themselves. As people evaluate their options, they are facing several factors. Cost of Care According
Declining ability to take care of one’s self is a rising concern, especially as life expectancy increases. The prospect of spending time in a care facility is not something anyone desires; however, it will be a fact of life for some. As such, prudence demands that long term care provisions
Retirement planning involves covering estimated expenses in retirement from known resources. Those resources may include pensions, Social Security benefits, earnings from investments, part-time work, or any combination of the above. Estimating expenses in retirement can be a more “interesting” exercise. Many pre-retirees can make a reasonable estimate of basic living
Paragon PerspectivesAs 2013 draws to an end, we want to use our final newsletter to say “Merry Christmas,” “Happy New Year,” and “Thank You” to our readers. We are privileged to work with you and we truly appreciate the opportunity to do so. We have included in this issue
It’s Friday November 8, 2013 as I write this and the stock market is basking in all-time highs-which were driven by based on an employment report of 204,000 jobs added vs. the 120,000 median forecast of 91 economists surveyed by Bloomberg. In addition, the third quarter gross domestic product (GDP)