What Doesn’t Drive Long-Term Returns As someone who invests in theirfuture, you’re likely eyeing what drives investment returns. But it’s all-too-easy to be distractedby a number of investment myths. These are nothing but short-term noise thatcan cause you to miss the big picture of long-term gains. And it’s no one’s fault. Theseinvestment myths are so widespread that […]

It’s official. The bear market is behind us. The S&P 500 finally hit a new record for thefirst time since 2022. And then notched multiple higher highs in the days thatfollowed.1 That means it has passed the final bar to formalizethe bull market in stocks that started after the October 2022 market low.2 What’s a […]

How did 2023 go for you? Let’s take a moment to review some of the year’s major market and economic trends. (Before I sign off, I’ll also pass along a few thoughts about what 2024 could have in store.) AI became a major tech trend1 After ChatGPT launched in late 2022, the AI space race […]

Quick question: What do you usually find yourself reading? News summaries, headlines, and quick bits to keep yourself updated? Or longer reads like books and articles? We’re ever more inundated with information that’s eager to capture our attention. We click because we want to stay up to speed and avoid missing out. The trouble is, […]

How high do you think the Federal Reserve will have to push interest rates to fully tame inflation? Some good news first: inflation is much, much lower than it was last summer. From its 2022 peak, headline inflation has plummeted to 3.2% in July after rising slightly over June’s reading.1 Core inflation (subtracting volatile food […]

Have you noticed Mom or Dad showing signs of decline? Are you worried about your elderly uncle living at home by himself? You’re not alone. Many of us will find ourselves making care decisions for our parents or other beloved elders. It’s not an easy place to be because it’s hard to see them struggle […]

In a perfect world, logic would always guide our financial decisions. Emotions wouldn’t come into play. But we don’t live in a perfect world. Far from it. That means our emotions impact our financial choices more than we realize.1 Shockingly as much as 95% of our purchase choices are made subconsciously, driven by our emotions—as […]

It has been a good run. Ten years after the 2008 “meltdown,” the bull market in securities is beginning to show its age. And, after a very placid 2017, volatility in the market is showing it’s alive and well. That volatility has been driven by interest rate expectations, trade/tariff discussions, and the mid-term elections. The […]