5 Money Mistakes That Can Make the Road to Retirement Even Longer For many Americans, their 401(k) balance is a sobering reminder that good intentions don’t always lead to good outcomes. Perhaps you planned to increase your retirement savings each year, but instead succumbed to immediate gratification and upgraded to a nicer car each time […]

Holding Equities for the Long Term: Time vs. Timing Legendary investor Warren Buffett is famous for his long-term perspective. He has said that he likes to make investments he would be comfortable holding even if the market shut down for 10 years. Investing with an eye toward the long term is particularly important with stocks. […]

Understanding the New Trump Accounts With the enactment of the One Big Beautiful Bill Act in July 2025, Congress introduced a new class of tax-advantaged savings vehicles for minors known as Trump accounts. Here’s a breakdown of the key features. What are they? Trump accounts are custodial savings and investment accounts that can be established […]

July 2025 Market Summary Stocks Rise to Start 2H 2025, Median Sale Price of Existing Homes Hits New High, Treasury Yields Rise Equity Markets Equities kicked off the second half of 2025 on a mostly positive note with most indices posting gains in July. The Dow Jones Industrial Average rose 0.2%, the S&P 500 added 2.2%, and the Nasdaq Composite advanced 3.7%. Only Developed […]

Social Security and Medicare 2025 Trustees Reports: It’s Time to Address Funding Concerns Each year, the Trustees of the Social Security and Medicare trust funds provide detailed reports to Congress that track the programs’ current financial condition and projected financial outlook. These reports have warned for years that the trust funds would be depleted in […]

Millions Stolen, Death Threats: Should Banks Do More to Fight ‘Pig Butchering’? For nearly 50 years, Anamarie Hurt trusted her husband, Craig, to manage their finances. And he did a good job of it, making investments that grew into a comfortable nest egg.   Then Craig walked into a bank in Tulsa, Okla., and began moving […]

Tax and Spending Bill Signed into Law President Trump signed into law the One Big Beautiful Bill Act (OBBBA) on July 4, 2025, after months of deliberation in the House and Senate. The legislation includes multiple tax provisions that will guide individuals, business owners, and investors in planning their finances for many years to come. […]

June 2025 Market Summary Equities End 1H 2025 with Positive June, Oil Prices Surge, Treasury Yields Fall Stocks closed out the first half of 2025 with gains across the boardas indices continued a rapid clawback out of correction territory from earlier in the year. The Dow Jones Industrial Average rose 4.5%, the S&P 500 added 5.1%, and the Nasdaq Composite advanced […]

Why No Change Amid Cooling Inflation & Fed Dot Plot Projections Introduction The Federal Reserve’s June 2025 meeting ended with a collective pause, no rate hike or cut, even as inflation has cooled markedly from last year’s highs. Headline CPI has fallen to ~2.4% (core ~2.8%) as of June, a dramatic improvement from 2023’s 6%+ […]

Tips to Help Preserve Your Inheritance According to the Federal Reserve’s Survey of Consumer Finances, taken every three years, slightly more than one in five U.S. households had received an inheritance as of 2022.1 If you expect to receive an inheritance one day, these tips may help you better manage your financial windfall. Wait a while […]