That quote is well remembered in conjunction with the passage of the Affordable Health Care Act (“Obamacare”).  Well, we are finding out what is in it—and the associated (increasing) costs. Our purpose here is not to debate the passage of the bill; it’s the law of the land. What we do try to do is […]

The last two posts introduced what digital assets are, the importance of planning for them, as well as some obstacles that exist.  Please take a moment to read them HERE.  In this final post we will explore a few solutions that have been developed to help with planning for digital assets. “After you pass away, […]

In the last post we explored what digital assets are and how important they are in day to day life.  If you would like a refresher you can view that blog post here. Now that we know what digital assets are, how is management of digital assets different than the management of the account?  An account […]

Over this three post session I’ll venture into a topic that most of us are familiar with but probably not prepared for.  We all use technology in various ways.  Some of us are more active using online resources than others.  Have you stopped to consider what will happen to your digital assets upon your death? […]

The American Taxpayer Relief Act of 2012 extended the Bush era tax rates for most taxpayers and extended many expiring tax provisions for another year. However, it did make some permanent revisions that provide at least some clarity for future planning. One must always keep the national congressional idea of “permanent” in mind though (everything […]

We at Paragon Financial Advisors are not accountants and urge you to verify any items we discuss with your tax professional to determine its implications in your particular situation. We also do not believe you should “let the tax tail wag the investment dog.” That is, your investing should not be dependent solely on tax […]

The news media has been reporting some of the discussions between the two major political parties in the “reduce spending/raise taxes” debates –especially as they relate to “entitlement” reforms such as Social Security. One of the items being mentioned by the presidential administration is a change in the method of calculating cost of living adjustment […]

How are your retirement savings progressing?  The Employee Benefit Research Institute released a report in March, 2013 that found 28% of Americans felt they are “not at all confident” that they have saved enough for retirement. That is the highest level ever recorded in the 23 years of the survey.That study found that 57% of […]

We at Paragon Financial Advisors value the relationships we’ve built with you, our trusted clients and friends. We are driven to improve our services and ourselves in delivery of those services. To that end, we follow trends and new developments that add value through increasing the client experience and/or increasing internal efficiencies. The landscape of […]